Central Bank Rate: 6.25%
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Loan Apps Pilipinas

12 Verified Lenders • From 8.5% APR

Central Bank Rate 6.25%
Inflation Rate 3.80%
GDP/Capita PHP 4,000
Average Monthly Salary PHP 35,000
Income Tax Rate 25.0%
Average Property Price PHP 8,500K
Unemployment Rate 4.5%

Loan Types Available

Personal Loans

Interest Rate 8.50% - 18.00%
Loan Amount PHP 5,000 - 1,000K
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Business Loans

Interest Rate 6.00% - 14.00%
Loan Amount PHP 100,000 - 50,000K
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Student Loans

Interest Rate 5.00% - 10.00%
Loan Amount PHP 20,000 - 500K
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Mortgage Loans

Interest Rate 6.25% - 9.50%
Loan Amount PHP 500,000 - 20,000K
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Auto Loans

Interest Rate 5.50% - 11.00%
Loan Amount PHP 200,000 - 3,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

Digido

4.6
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Tonik

4.5
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Paloo Financing Inc.

4.4
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Kviku

4.2
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First Digital Finance Corporation

4.1
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Cashalo

4.0
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Loan Calculator

Monthly Payment PHP 890
Total Cost PHP 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews